Required Mortgage Information
If you are looking for a new home, it's time to start gathering your
financial records. The mortgage lender will require you to provide them with
the complete list of items shown below at the time of the loan application:
Driver's License
or Photo ID.
Social
Security Card.
Name,
Address and Phone number of employers for the last 2 years.
Name,
Address and Phone number of all landlords for the last 2 years.
Residence
Address for the last 2 years.
Pay stubs
for the last 2 months.
Bank
statements for the last 2 months. (Checking & Savings)
W-2s for
the last 2 years. If you are self-employed, you will also need your last 2
years' tax returns.
Copy of the
contract on the home you are purchasing and, if applicable, the one you are
selling.
Money for
the credit report and appraisal fees.
If applicable:
Certificate
of Eligibility and DD214 or statement of service (for veterans only.)
Copies of
Bankruptcy filings and discharges within the past 7 years.
Copies of
divorce decree and separation agreements. (Adjudicated)
